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Rhode Island TDI & TCI calculator

Rhode Island's benefit isn't based on a simple wage-replacement percentage of your weekly pay — it's 4.62% of your highest-earning calendar quarter. Enter your typical weekly wage (we'll approximate) or your actual highest-quarter total for a more accurate 2026 estimate.

Free Runs in your browser — nothing is uploaded 2026 figures Official source: dlt.ri.gov

1 Your wages

Based on Rhode Island's TDI/TCI formula for 2026: 4.62% of the wages paid in your highest-earning calendar quarter. Your actual benefit is set by the RI Department of Labor and Training (DLT) from your real quarterly wage records, which can differ from a simple ×13 approximation if your pay varies week to week.

Not legal or benefits advice. Estimates only — the official program calculator is authoritative. See dlt.ri.gov.

How the Rhode Island TDI/TCI weekly benefit is calculated

Rhode Island runs the oldest paid-leave-style program in the country — Temporary Disability Insurance (TDI) dates to 1942, and Temporary Caregiver Insurance (TCI) was added in 2014. Both use the same benefit formula; only the qualifying reason and maximum duration differ. Unlike most other states, Rhode Island doesn't use a percentage of your typical weekly wage — it uses the wages actually paid in your single highest-earning calendar quarter of the base period. Searching for the exact TDI RI payment amount, or just wondering how much you'll get? It comes down to 4.62% of that highest quarter — see the full breakdown below.

The formula. Your weekly benefit is 4.62% of the wages paid in your highest-earning quarter. Because a calendar quarter is 13 weeks, this works out to roughly 60% of a typical steady weekly wage — but if your hours or pay vary, the real number can differ from a simple estimate. The 2026 maximum weekly benefit is $1,150 (effective July 1, 2026; it was $1,103 for January–June 2026), and the minimum is $148/week for anyone who qualifies.

How long does the benefit last?

TDI (your own non-work illness, injury, or pregnancy) pays for up to 30 weeks. TCI (bonding with a new child, or caring for a seriously ill family member) pays for up to 8 weeks in a benefit year, up from 7 weeks before January 1, 2026.

Rhode Island TDI & TCI FAQ (2026)

How much does RI TDI/TCI pay in 2026?

Your weekly benefit is 4.62% of the wages paid in your highest-earning calendar quarter — roughly 60% of a typical steady weekly wage. The 2026 maximum is $1,150/week (effective July 1, 2026) and the minimum is $148/week for anyone who qualifies.

Is Rhode Island's program new?

No — TDI has run since 1942 and TCI since 2014, making Rhode Island's the longest-running program on this list. The main 2026 change is TCI's duration increasing from 7 to 8 weeks and the annual TDI/TCI maximum benefit adjustment.

Why does RI use "highest quarter" instead of weekly wage?

RI's Department of Labor and Training calculates benefits from actual quarterly wage records reported by employers, not a self-reported weekly figure. That's more accurate for workers with variable schedules, tips, bonuses, or multiple jobs — but it means a simple weekly-wage × 13 approximation (as used by the "Typical weekly wage" option above) can be off if your pay isn't steady.

Does RI TDI/TCI pay extra for dependents?

Yes — Rhode Island adds a dependency allowance for dependent children under 18 (or incapacitated dependents 18 or older), worth the greater of $20 or 7% of your benefit rate per dependent, up to a maximum of 5 dependents. It's set once at the start of your benefit year and stays fixed for that year.